India is faced with housing shortage. While the majority of the housing shortfall is in the rural areas, in urban areas, the poor can be found living under bridges, on pavements, train tracks, highways and canals as well as in crowded slums. Shelter provides a transformative foundation on which families can begin to look beyond the poverty barriers that hold them back. Habitat for Humanity has seen the positive impact of safe, solid shelter on lives. With proper flooring and ventilation, with access to clean water and improved sanitation, shelter helps families overcome some of the social, economic and health risks associated with substandard housing.
Housing Forum India - Tracks & Sessions3 & 4 September, 2015 - New Delhi NCR
Track 1: Building Shelter for All
Track 2: Impact through Sanitation
A large part of India's population is defecating in the open or using unimproved toilets. Human fecal waste is being released untreated both onto land and into water bodies. Inadequate sanitation and poor hygiene practices lead to huge public health costs as well as environmental and other welfare impacts.
Plenary Session: Achieving Open Defecation Free India by 2019- Role of key stakeholders
Track 3: Building Institutions and Markets
The poor depend on market systems for their livelihood and wellbeing. The market systems need to work most effectively for the poor to meet their needs and improve their living conditions and consequently reduce poverty. Accessible and competitive markets serve them well by providing choices and opportunities, as the marketplace responds to effective demand. In order to build affordable shelter and sanitation it is critical to create a market-based strategy for a sustainable Bottom of the Pyramid housing ecosystem.
The track - 'Track - Building Market Systems for Affordable Shelter & Sanitation' will have 4 sessions across the two days and will discuss issues that would focus on the following:
Plenary Session: Analyzing institutions and market systems for low-income housing in India
Track 4: Impact through Affordable Housing Finance
Housing is capital intensive. Housing shortage in India is largely in the EWS and LIG sector population, on account of both, inadequacy of income and informality of employment to access formal housing finance market and service the debt. High transaction costs for small loans, limited access to soft money, difficulty in determining repayment capacity etc. are some of the reasons for restrictive entry into institutional housing finance provided by banks, financial institutions, housing finance companies etc. To address the housing shortfall and achieve scale, financial resources including private sector funding must be made available at affordable rates.